What we do

With our unique card-as-a-service model, end-to-end branded card programs, integrated touchpoint concepts, and lots of data intelligence, we are redefining FinTech. And by uniquely connecting embedded finance with love brands and mega and lifestyle trends, we're making love brands even more loved and relevant.

Attitudes we love

EMPATHY: We change perspectives and try to understand others - both internally and externally. Putting ourselves in other mindsets opens up new horizons. We understand our customers' needs and create our solutions from their perspectives.

COMMUNITY: We are a fast-growing international scale-up, but remain connected across all teams. We are individuals with diverse characters, but we all share the same mission and pull together. We celebrate our successes together - and support each other even when things don't quite go according to plan.

OWNERSHIP: 'Do it now, ask for forgiveness later': it feels great not only to have responsibility, but also to enjoy the freedom, trust and resources to be able to live up to that responsibility.

PASSION: We are not workaholics, but we have real passion for our mission and our tasks. Passion comes with energy, assertiveness, fun and satisfaction in the outcome. This is exactly how we want our work to feel.

DIVERSITY: Some are confident that we will become the next Unicorn in FinTech. We think this comparison is already apt, because Unicorns are as colorful as the rainbow and symbolize diversity, freedom, friendship and diversity of opinion as well.

TRANSPARENCY: For us as a FinTech, the trust of our customers and partners is indispensable. This trust comes from within - by living transparency. Transparency in the processes. Transparency in the products. Transparency in the terms and conditions. And, of course, transparency and openness in our dealings with each other.

PIONEER SPIRIT: We are building the future and are always on the lookout for truly new, bold ideas. We always question our offering and improve it with passion. We get results with impact quickly because we take our ideas on the road smartly and iteratively. We focus on our vision and get closer to it every day.

FUN: Self-explanatory, actually. If you don't know what we mean, that's just one more reason to apply.

Our hiring process

1. Get to know us by phone / video interview: We get to know each other in a first exchange and you let HR answer your questions.

2. Video interview: Tell us more about yourself and learn about XPAY and your responsibilities from your future manager.

3. 2nd video interview / personal interview: Impress your future manager with your professional knowledge and expertise for the position and get to know your future team members.