What we do

OneFi started in 2012 as a brick and mortar consumer lender focused on the Nigerian market.  Having raised a Series A round in 2015, we pivoted in 2016 to become a digital lender via the Paylater App (www.paylater.ng) and we are focused on provided access to financial services to the “Next Billion’ starting in Africa.  Currently, we are the largest fully automated smartphone lender in West Africa with over 700,000 apps downloaded and disbursing just under 2,000 loans per day in Nigeria and Ghana.  Our 2018 goal is to be a digital bank in 3 countries and have secured a banking license in Nigeria already. We are building a software engineering team in Cape Town to work alongside the data science team

Why work for us

You are Mission Driven:  We are going to change the world and only want colleagues that are comfortable with uncertainty because we are typically pioneers in the markets we operate in. 

Interest in Fintech and Financial services: You are a user of financial services and have been frustrated in the past either by lack of access, usability or high charges. You want to be part of the change to improve financial services and access for millions of users

Multi-cultural environment: Competition is global and to compete with the best we need to hire the best irrespective of geography.  Your colleagues and advisors are from different countries and have different insights and backgrounds that together enrich the company and our interactions with each other

Adventure: We all like our creature comforts but you are not deterred from some of the world’s most challenging airports, spicy food and the odd Mexican restaurant.

Who we look for

Candidates we look for have the following attributes:

• Passionate
• Reliable
• Innovative
• Maverick
• Executes
• Data Driven

Our Hiring Process


Our interview process consists of a technical assessment and two interviews with at least one of the two co-founders.