Kalibre is suited to deliver a comprehensive set of fully underwritten products, but has focused particularly on delivering life insurance solutions to serve the significant diabetic customer base. This market (8.8% of the global population) faces significant challenges in accessing life insurance – including the length of time taken to buy cover, limited range of benefits available, (low) expectations of success, and inability to identify with the products offered. Kalibre, in partnership with local carriers, addresses all of these issues. Kalibre also drives engagement around health management with clients after the sale – improving loyalty to the carrier, and mitigating health risks over time.