Data Scientist – Credit Risk Modeller
Unifi Credit|Posted 10 hours ago
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Skills and experience
Location and salary
Role description
Join Unifi, one of the fastest-growing lenders in East Africa, where we're redefining credit and data across Zambia, Kenya, Uganda, Tanzania, and South Africa. As a Data Scientist – Credit Risk Modeller, you'll be at the heart of our mission to deliver simple, fast personal loans through cutting-edge tech and data analytics. We combine exceptional client service with the very best technology, and we're looking for someone who shares our conviction in the African continent and its people. In this role, you'll analyze complex datasets using GCP tools like BigQuery, LookerStudio, and Colab to drive data-driven decision-making across the organization. You'll be responsible for the full modeling lifecycle—from data collection and cleaning to building end-to-end predictive models, creating insightful visualizations, and presenting findings to stakeholders. Your work will directly enhance operational efficiency, optimize business processes, and support our rapid growth. You'll collaborate with cross-functional teams to translate business problems into rigorous analytical frameworks, identify opportunities for revenue optimization, and ensure robust model performance monitoring. We're seeking someone analytically skilled and self-driven who thrives in an unstructured environment. The ideal candidate brings proven experience in credit risk modeling, proficiency in Python and SQL, strong statistical analysis capabilities, and excellent communication skills. If you're passionate about African business, ready for adventure, and bring a sense of humor to your work, you'll fit right in with our team. We offer continuous learning opportunities, professional development programs, and the chance to make a real impact in financial inclusion across Africa.
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About Unifi Credit
History: Unifi Credit was founded through the acquisition and amalgamation of various successful microfinance institutions in Sub-Saharan Africa. In 2015, Unity Finance in Zambia was acquired and in 2017, a stake was obtained in Ultimate Finance in Tanzania. One year later, the two businesses amalgamated with Cobol Loans and its world-class loans management system, UniBos, in South Africa. Each of these companies are, and always have been, driven by a strong focus on offering faster, simpler lending through tech, data analytics and outstanding customer service. Today, Unifi Credit employs over 250 staff members across the different countries and from our head office in Stellenbosch we offer centralised IT, credit, marketing and financial services to the group.
Mission: Our mission is to combine tech, data analytics and outstanding customer service to bring intelligent microfinance solutions to a growing number of clients across SA, Tanzania and Zambia.
Perks at Unifi Credit
Tech Stack
utilities



dev ops






business tool


application and data






